I take Paypal, credit cards, and checks which have to clear before I ship.

Paypal offers a payment system with no interest at Paypal Bill Me Later.

Lay Aways are available with a down payment and payments each month for 3 months if needed.

I accept Paypal

I also take credit cards and checks which have to clear before I ship.

Lay aways are also available with a deposit and payments  each month for 3 months.